Straight answers to common questions from borrowers and prospective capital partners.
No. SPI Capital focuses on business-purpose real estate lending, not consumer or owner-occupied primary residence lending.
Current borrower pricing includes 12% simple interest, an initial 12-month term, and 3 origination points due at closing. Final terms remain subject to the loan file, underwriting, and closing documents.
No. Borrower-side origination points are discussed only in the borrower section. Investor participation is framed separately.
Real estate investors with clear business-purpose transactions, defined exit strategies, and documentation readiness.
Rehab draws are handled through a controlled reimbursement process tied to progress, documentation, and inspection where applicable.
The website is currently positioned around Florida-focused lending.
The website provides a clear overview and a direct inquiry path. Detailed investor discussions are handled through follow-up conversations and formal materials.
